Dawson & Associates Private Wealth Management

What comes to mind when you think about wealth planning? Spreadsheets? Financial jargon? Cookie cutter strategies? Not at Dawson & Associates. We’ve built our reputation as trusted St. John’s financial advisors and financial planners by focusing on what matters most: you, your life, your family, your business, your dreams. For generations, hardworking Canadians, families and business owners across Newfoundland and Labrador have relied on us for deeply personal strategies shaped by their goals, challenges, and dreams. We take pride in going beyond numbers. We start with your story. The late nights spent building your career or business. The careful savings, the sacrifices, the “someday” dreams you’ve dared to believe in. Every plan we craft is shaped around your unique life. Because wealth planning isn’t one-dimensional. It’s dynamic, interconnected, and tied to every choice you make. Maximizing income. Reducing taxes. Building smarter investments. Ensuring all the threads weave together seamlessly to support the life you want.

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Building and protecting your wealth in Newfoundland and Labrador

Life doesn’t follow a script. Why should your financial plan? As experienced St. John’s financial advisors and financial planners, we ensure your financial plan isn’t finalized when you walk out of our office. It changes. It evolves. It grows with you. Maybe you’ve spent decades carefully building your wealth, only to wonder if it’s time to shift gears and enjoy the fruits of your labour. Or maybe, out of nowhere, a family crisis reshapes your priorities overnight. Whatever the scenario, we’re ready. Our plans aren’t static; they evolve alongside your life. Investments get revisited. Tax strategies get fine-tuned. Priorities shift. And through it all, we remain your steady partner, ensuring your financial plan keeps pace with the twists and turns of reality. That’s where Dawson & Associates stands apart. We’re not handing you a binder full of static projections and walking away. We’re recalibrating, reimagining, and reworking your plan at every step. As St. John’s financial advisors, we’re in this for the long haul, making sure your plan grows with you.

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Our wealth planning approach

Wealth planning can sometimes feel complicated, even overwhelming. Think of us as your guide through this unfamiliar territory. Every conversation is rooted in care, clarity, and genuine connection. You won’t leave our office confused or uncertain. Instead, you’ll walk away with confidence, knowing every decision is grounded in your unique goals. Why do families across Newfoundland and Labrador trust us? Because we listen. Deeply. Intentionally. They don’t come to us for flashy promises; they come for honest partnerships. Parents introduce us to their children. Neighbours recommend us to their friends. Our clients trust us to manage their wealth but and safeguard their futures. That trust is something we take seriously. As your St. John’s financial advisor, you have a lifelong partner — we will stand by your side through the twists and turns, helping you grow your wealth, protect your legacy and achieve your dreams.

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Our Solutions

At Dawson & Associates, we bring a team-based approach to wealth planning—local insight paired with national expertise. Preparing for retirement? Thinking about selling your business? Looking to safeguard your legacy? Every plan we craft connects the dots between today’s needs and tomorrow’s ambitions. Your income streams? Structured for flexibility. Your tax strategies? Designed for efficiency. Your investments? Balanced to align with your goals. As your St. John’s financial advisor, we walk alongside you through every high, every low, and every unexpected turn.

Tax Planning

Taxes are a critical consideration that impact every aspect of your financial life. As part of a holistic planning approach, we’ll integrate sophisticated tax planning solutions to help manage the complexities of your wealth and ensure your overall plan is tax-efficient.

Investment Planning

We are guided by a disciplined investment approach that leverages the combined talents of IG Wealth Management’s investments team and leading global investment partners. This helps unlock a world of opportunity, so you can confidently pursue your goals and financial well-being.

Estate Planning

Creating a legacy for the people, organizations and causes you care about requires proactive planning. Our St. John's financial advisors and financial planners will help you create a carefully structured estate plan that reflects your unique wishes, protects your wealth and provides clarity to those you love.

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Education Centre

IG Wealth Management |
If you die without leaving a will, it could become a major headache for your family members and loved ones. With no will, the government will decide on who gets your money and assets, and every province and territory have their own distinct intestate rules regarding who will benefit from your estate.
IG PRIVATE WEALTH MANAGEMENT |
And are you one of the 32,000 Canadians who’ll have to pay it? Many Canadians haven’t heard of the alternative minimum tax (AMT), which isn’t surprising when you discover that only a small percentage of Canadians typically pay AMT annually. The AMT came into the news recently when the federal government announced significant changes to it in the 2023 budget (which will come into effect in 2024). Let’s take a look at what the alternative minimum tax is, how it works, who it might affect and the impact of those changes.
IG PRIVATE WEALTH MANAGEMENT |
Tax preparation season is a good time to take a look at your unincorporated business and consider whether you should consider changing its status. If you don’t need all of your business’s income for your personal needs, it could make sense to incorporate it. In this article, we examine the different kinds of business ownership, the types of tax advantages and savings that can come with incorporation, and whether it might be a valid option for your business.

 

The Do’s and Don’ts of Designating Beneficiaries

Download our free whitepaper for guidance on when direct beneficiary designations should and should not be used.

Videos

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Sustainable investing

Since 1926, IG Wealth Management has been developing innovative ways to responsibly invest our clients’ capital in order to maximize their investment returns.